Own Your Smartphone,
Your Way
Build your credit today!
![A lady happily stares at her new phone](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/674db86b59280589df8f99bb_pic-hero-woman%402x_-1153x767%201.avif)
Get a new phone today!
Join 10 million happy customers by applying for your Smartphone Today! Pay a small deposit and the rest over 3, 6 or 9 months.
No bank account? No problem!
Affordable phone rental.
Compatible with the best brands.
Compatible with the best brands.
![A lady stares happily at her phone, she seems to be in a street walk](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/674da90b403cc284ff866ea9_IMG_1792-2-1-350x350.avif)
![A lady holds her phone happily, she seems to be inside a store of some kind](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/674da90c4ebb912d30230fd9_shutterstock_1856498857-2-350x350.avif)
Brands that are compatible with PayJoy
Con PayJoy línea de crédito
tienes dinero siempre a tu disposición
Un producto exclusivo para clientes PayJoy. Ve a tu aplicación PayJoy para ver si eres eligible o conoce más en nuestro sitio.
![The picture of a hand holding a phone while another touches it](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/675b0a7194069f25bfdf33b6_01-1153x767.avif)
![The drawing of a store front](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/675b0a70c44682112c355307_04.png)
![The drawing of a plus sign](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/675b0a71c44682112c355320_07.png)
![The drawing of a shopping cart](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/675b0a711c1fc16a9f5f7e93_02.png)
![The drawing of a wrench tool](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/675b0a7139dbd352253eae1b_06.png)
![The drawing of a knife and a fork](https://cdn.prod.website-files.com/674450e27e5d54e8286f6929/675b0a7127d883c0640ccc28_05.png)
Millions of happy
customers and counting
"I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it."
Mboule Badji
, Customer
"During a financial difficulty I was having, PayJoy made it possible for me to get a fast smart phone for work and to video call my family. And it's easy to make payments over time!"
Ahmad Safii
, Customer
"I needed a new phone for my job, I have a Men's hair salon and thanks to PayJoy I was able to buy a smartphone to search for new trends and learn them through YouTube videos and social media, now I have built a career thanks to all the features I've discovered on it."
Naseemuddin
, Customer