PayJoy te da finaciamiento accessible
Estrena celular hoy!

Estrena celular hoy!
Escoge entre plazos de 4, 6 u 8 meses, cuotas quincenales. Estrena celular que más te gusta, aplica solo con:
Tu cédula y un Chip activo
Sin trámites ni papeleos
Construye tu historial de crédito con nosotros
Múltiples formas y lugares accesibles de pagos


Marcas compatibles con PayJoy
Con PayJoy línea de crédito
tienes dinero siempre a tu disposición
Un producto exclusivo para clientes PayJoy. Ve a tu aplicación PayJoy para ver si eres eligible o conoce más en nuestro sitio.






Millones de Panameños ya tienen celular nuevo con PayJoy
"Tiene una amplia facilidad de pagos y son super pequeñitos."
Katheryin
, Customer
"Los trámites no son engorrosos y tiene muchas facilidades de pago, todo lo puedes hacer desde casa. "
Oscar
, Customer
"Fue muy poco el enganche, los pagos son muy pequeños y me entregaron mi nuevo celular inmediatamente."
Ana Karen
, Customer
Millones de Panameños ya tienen celular nuevo con PayJoy
" I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it. "
Naseemuddin
, Customer
" During a financial difficulty I was having, PayJoy made it possible for me to get a fast smart phone for work and to video call my family. And it's easy to make payments over time! "
Naseemuddin
, Customer
" I needed a new phone for my job, I have a Men's hair salon and thanks to PayJoy I was able to buy a smartphone to search for new trends and learn them through YouTube videos and social media, now I have built a career thanks to all the features I've discovered on it. "
Naseemuddin
, Customer