Easy and accessible credit
Smartphone of your dreams, in affordable installments
Get a new phone today!
Buy a smartphone without a credit card andpay weekly over 4, 6 and 9 months.
No bank account? No problem!
Buy now and pay later
Compatible with the best brands
Compatible with the best brands.
Brands that are compatible with PayJoy
Con PayJoy línea de crédito
tienes dinero siempre a tu disposición
Un producto exclusivo para clientes PayJoy. Ve a tu aplicación PayJoy para ver si eres eligible o conoce más en nuestro sitio.
Millions of happy
customers and counting
"During a financial difficulty I was having, PayJoy made it possible for me to get a fast smart phone for work and to video call my family. And it's easy to make payments over time"
Claudia Campinas
, Customer
"I needed a new phone for my job, I have a Men's hair salon and thanks to PayJoy I was able to buy a smartphone to search for new trends and learn them through YouTube videos and social media, now I have built a career thanks to all the features I've discovered on it."
Mboule Badji
, Customer
"I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it."
Claudia
, Customer
