PayJoy empowers retailers to maximize sales and customer satisfaction through our innovative financing solutions.

We have the least onboarding document requirements for both partners and customers

95% application approval unlocks more sales opportunities

Customers confidently purchase higher-value devices
Flexible payment options foster long-term loyalty

How it works?

No Bank? No Worries! Get a Loan in Three Simple Steps

Sign-up for PayJoy financing

Our onboarding process is fast, easy and risk-free.

Learn how to sell PayJoy

We conduct face-to-face and virtual training, periodical visits to our partner stores, and provide continuous support from our sales agents.

No risk for your business

Once the PayJoy app is installed and functioning, your payment is guaranteed. We will make deposits directly into your bank account.

Please fill out this form to reach out to us regarding a commercial partnership

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