Partner with PayJoy to Sell more Smartphones

Get more customers
Achieve a higher average price
Approve >90% of phone finance applicants
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How it works?

No Bank? No Worries! Get a Loan in Three Simple Steps
Step 1
Sign-up for PayJoy financing. Our onboarding process is fast, easy, and risk-free.
Step 2
Sell more smartphones by giving your clients the ability to finance a phone with small down-payments.
Step 3
Get paid by PayJoy. Our retailers see a dramatic increase in sales and profits.
Brands that are compatible with PayJoy
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Retailers reviews

+100%

increase in sales

+33%

increase in average sales price

+8%

increase in market share

Why choose PayJoy?

PayJoy empowers retailers to maximize sales and customer satisfaction through our innovative financing solutions.

Key Benefits:

• We have the least onboarding document requirements for both partners and customers

95% application approval unlocks more sales opportunities

• Customers confidently purchase higher-value devices

• Flexible payment options foster long-term loyalty

• Join thousands of satisfied retail partners growing their business with PayJoy!
How do I withdraw my money?

To withdraw your money you only have to go to any BBVA branch at the window with your current INE/IFE.

How much money can I withdraw?

Any amount you want! It can be the total amount available or a part of your available funds. Just remember that the minimum is 100 pesos.

Can I cancel or modify a withdrawal request?

For security reasons, you cannot cancel or modify your request. You have to wait 7 days, which is the period in which your withdrawal request expires, in order to start a new one.

How soon will my withdrawal be available?

Your withdrawal code will appear on the main screen of the PayJoy app within 24 hours.

Where can I make my payments?

You can make your payments in places like OXXO, 7-Eleven, Walmart and Farmacias del Ahorro or by bank transfers. Through the PayJoy app, you can choose the option that suits you best. You will then receive a reference code, which is updated weekly, which you must use when paying.

Can I use the PayJoy Credit Line if I haven't used PayJoy before?

You can request the line of credit if you are new to PayJoy, just download the app and complete the application process, for now only available for Samsung devices.

Partner with us

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