Notes on onboarding the next billion

Latest Articles

Unlocking Economic Mobility

Smartphone Finance and the Rise of Mexico’s Working Mother Micro-Entrepreneurs   Challenges faced by working mothers In Mexico, working mothers face a challenging economic environment with a 32% gender gap in labor participation, well above the OECD average of 13.5%. They also shoulder 40 hours per week of unpaid caregiving…

How Digital Collateral is Revolutionizing Credit in Emerging Markets

PayJoy pioneered the use of phone-locking technology as collateral, enabling them to extend credit to customers who lack traditional banking relationships or credit histories.

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

Miguel Armaza interviews Doug Ricket, CEO & Co-Founder of PayJoy, a global fintech with $300+ million in annual revenue serving 10+ million customers in eight countries.

Wharton Fintech Podcast with PayJoy Founder & CEO, Doug Ricket

Helping the Underserved Escape Poverty and Gain Economic Freedom

PayJoy Customer Day

May 23rd marks Customer Day at PayJoy; a day to celebrate our very first customer, Javier, and reaffirm our commitment to our mission: to empower the next billion customers to access the modern financial system and improve their lives! We first met Javier in 2015 when he approached PayJoy to…

PayJoy funds forest protection project in Brazil for 2024 carbon offset

Source: https://fpm.climatepartner.com/tracking/project/details/18719-2204-1001/1461/en In 2022 PayJoy committed to running carbon-neutral by funding carbon offset projects in countries where we operate.  For 2024, we are delighted to announce we are funding a forest protection project in Cujubim, Brazil through ClimatePartner. Learn more about this project What is the project about? The project empowers farmers through…