Notes on onboarding the next billion

PayJoy pioneered the use of phone-locking technology as collateral, enabling them to extend credit to customers who lack traditional banking relationships or credit histories.

Miguel Armaza interviews Doug Ricket, CEO & Co-Founder of PayJoy, a global fintech with $300+ million in annual revenue serving 10+ million customers in eight countries.

Helping the Underserved Escape Poverty and Gain Economic Freedom

May 23rd marks Customer Day at PayJoy; a day to celebrate our very first customer, Javier, and reaffirm our commitment to our mission: to empower the next billion customers to access the modern financial system and improve their lives! We first met Javier in 2015 when he approached PayJoy to…

Source: https://fpm.climatepartner.com/tracking/project/details/18719-2204-1001/1461/en In 2022 PayJoy committed to running carbon-neutral by funding carbon offset projects in countries where we operate.  For 2024, we are delighted to announce we are funding a forest protection project in Cujubim, Brazil through ClimatePartner. Learn more about this project What is the project about? The project empowers farmers through…

PayJoy: A Mission-driven Public Benefit Corporation PayJoy provides responsible consumer credit to underserved individuals in emerging markets. As a Public Benefit Corporation dedicated to responsible lending, we ensure that we are having a positive impact on our customers’ financial well being, which we track by monitoring that most of our…