Notes on onboarding the next billion

Smartphone Finance and the Rise of Mexico’s Working Mother Micro-Entrepreneurs

Miguel Armaza interviews Doug Ricket, CEO & Co-Founder of PayJoy, a global fintech with $300+ million in annual revenue serving 10+ million customers in eight countries.

Helping the Underserved Escape Poverty and Gain Economic Freedom

May 23rd marks Customer Day at PayJoy; a day to celebrate our very first customer, Javier, and reaffirm our commitment to our mission: to empower the next billion customers to access the modern financial system and improve their lives! We first met Javier in 2015 when he approached PayJoy to…

In 2022 PayJoy committed to running carbon-neutral by funding carbon offset projects in countries where we operate. For 2024, we are delighted to announce we are funding a forest protection project in Cujubim, Brazil through ClimatePartner. Learn more about this project What is the project about? The project empowers farmers through…

PayJoy: A Mission-driven Public Benefit Corporation PayJoy provides responsible consumer credit to underserved individuals in emerging markets. As a Public Benefit Corporation dedicated to responsible lending, we ensure that we are having a positive impact on our customers’ financial well being, which we track by monitoring that most of our…